When it’s time to go to a nursing care center, the No. 1 question we get is, “How will I pay for this?” There are a few different options, and it is dependent on what type of stay you are planning.
This is often referred to as a skilled stay or rehab stay. In most cases, you are at the hospital and in need of physical, occupational and/or speech therapies for a short period of time before returning home. For a short-term stay, Medicare, Medicare Part C, Medicaid or Private Pay will cover the expenses.
When you need a more permanent stay, we refer to this as long-term care. When this happens, you will move into the facility with no plan of returning home.
For long-term care, your Medicare and insurance will most likely not pay for your care. You will usually need to be a Private Pay or Medicaid patient.